Regions Money Market Account

A basic money market account with a low minimum balance requirement to waive the monthly fee.

View All Savings, Money Market and CD Accounts

Key Features of Regions Money Market

  • $100

    $100 Minimum Opening Deposit

  • online application

    Online Statements Included

  • secured loan

    Access to your money

Money Market Account Details

For You If...
You want a basic money market account with a low minimum balance requirement to waive the monthly fee.
Account Opening Requirements
$100 minimum opening deposit
Minimum Daily Balance Required to Avoid Monthly Fee
Monthly Fee (if minimum balance requirement isn't met)
How Interest is Calculated
Compounded daily, paid monthly on collected balances
Savings Bonus
Interest Tiers
$50,000 +
$25,000 to $49,999.99
$10,000 to $24,999.99
$2,500 to $9,999.99
$0 to $2,499.99
Pricing Schedule
See Pricing Schedule for more details.
Statement Options
Access to Online Statements1 with Regions Online Banking2.
Excessive Withdrawal/Item Fee
$15 per withdrawal, transfer, or payment (including checks) in excess of 6 per statement period
Overdraft Protection
Can be used as Overdraft Protection for your Regions personal checking account.
Safe Deposit Box Discount (Subject to Availability)
30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.
Other Benefits
  • Low opening balance and low minimum balance to waive the monthly fee.

Ways to Open a Money Market Account

Why Open a Regions Savings Account?

Secure Payment Solutions

Use Apple Pay3Google Pay4, LG Pay5, Samsung Pay6 and Click to Pay with Visa7 to make secure payments from your mobile device. We also offer Zelle® to send money to friends8, available through Online Banking and the Regions Mobile app. And to reduce the risk of fraud on your Regions cards, use Regions LockIt®: With the touch of a button, block transactions with your Regions Mobile app.


Combined with a Regions checking account enrolled in Relationship Rewards, your Regions savings or money market account can help you earn Relationship Rewards points that you can redeem for travel, merchandise, cash and more.

Convenient Account Management

Manage your account online, and bank when you want with Mobile Banking9, Online Banking with Bill Pay2, and access to over 1,900 ATMs across Regions' 15-state service area.

Financial Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Customer Service Excellence

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

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