Checking Accounts

Spend your time living, not banking. Find the perfect checking account to make your everyday life easier. You can open a checking account online in as little as 5 minutes.

Compare checking accounts

Our most popular checking accounts

interest-earning
LifeGreen Preferred Checking®

Exclusive account that earns interest and provides preferred services and benefits.

$0 monthly fee option
with an average monthly balance of $5,000⁵

Other monthly fee option
$18

Learn more ways to waive the fee. Read our Regions Quick Guide® for more account and fee details.

Benefits and features

Earn interest on your checking account funds
Automatic enrollment in the Preferred Banking program⁶
No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period⁷
No monthly fee on Premium Money Market⁸

Open now Account details

Checking for Teens and Young Adults
LifeGreen® Checking for Students

Account with no monthly fee if you are 25 years old or younger, regardless of student status.⁹

$0 monthly fee

Read our Regions Quick Guide® for more account and fee details.

Benefits and features

No monthly maintenance fee
Opportunity to earn annual savings bonus with optional Regions LifeGreen® Savings account³
Extra time to deposit or transfer funds to avoid overdraft fees with Regions Overdraft Grace
Customized college debit cards

Open now Account details

Checking accounts for your specific needs

Pay with a Card
LifeGreen eAccess Account®

You enjoy the convenience and security of paying primarily with a debit or credit card whether you pay online, swipe, or tap to pay.

$0 monthly fee option

with at least 10 Regions debit and/or credit card purchases¹⁰

Other monthly fee option
$8

Learn more ways to waive the monthly fee. Read our Regions Quick Guide® for more account and fee details.

Benefits and features

Opportunity to earn annual savings bonus with optional Regions LifeGreen® Savings account³
Customized alerts and notifications⁴
Extra time to deposit or transfer funds to avoid overdraft fees with Regions Overdraft Grace

Open now Account details

Senior checking with perks
62+ LifeGreen® Checking

If you’re 62 or better, you've earned added benefits like an easier way to waive the monthly fee.

$0 monthly fee option
with direct deposit of at least $300 or combined direct deposits of at least $1,000 per statement period¹

Other monthly fee option
$8 with online statements²
$11 with paper statements

Learn more ways to waive the monthly fee. Read our Regions Quick Guide® for more account and fee details.

Benefits and features

Unlimited check writing
Opportunity to earn annual savings bonus with optional Regions LifeGreen® Savings account³
Extra time to deposit or transfer funds to avoid overdraft fees with Regions Overdraft Grace

Open now Account details

no overdraft Fees
Regions Now Checking®

Checking account with safeguards to help manage your money and no overdraft fees.

$5 monthly fee

Read our Regions Quick Guide® for more account and fee details.

Benefits and features

No overdraft fees
Simple monthly maintenance fee
Bank On certified

Open now Account details

Your path to financial confidence starts with a plan

Whether you want to save for the future, buy a house or pay off debt, a banker can help create a personalized Regions Greenprint® plan to help you meet your goals and feel confident about your financial decisions.

Make an appointment Learn more about Greenprint plans

Manage your money with these smart solutions

Get paid up to two days earlier with Early Pay¹¹

Early Pay details

Set alerts⁴ & notifications to monitor your accounts

Alerts and notification details

Get extra time to cover overdrafts

Overdraft Grace details

Send, request and receive money using Zelle®

Zelle® details

Bank when and how you want with online and mobile banking

Enroll in online banking¹² and download our mobile app¹² to monitor your accounts, pay bills, move money and more, whenever you want from virtually anywhere.

Digital Banking details

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For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
To qualify for the monthly fee with Online Statements for LifeGreen Checking or 62+ LifeGreen Checking, or to avoid the monthly Paper Statement Fee for the LifeGreen eAccess Account or LifeGreen Checking for Students, as applicable, you must be a Regions Online Banking customer who receives only Online Statements for the account. To get started with Online Statements, simply enroll in Regions Online Banking or the Regions mobile app. You must have a valid Social Security Number or Taxpayer Identification Number in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts; or log in to the Regions mobile app, select the eligible Regions account, and tap the Statements tab. Changes in applicable fees will become effective beginning with the end date of the statement period in which Online Statements are activated or canceled, as the case may be.
To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current APY. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you. Your mobile carrier’s messaging and data fees may apply.
For LifeGreen Preferred Checking, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. For all other accounts, we divide the sum of the ending posted balances for each day in the statement period by the number of days in the statement period.
You will be automatically enrolled in the Preferred Banking Program 6 - 8 weeks after qualification. Eligibility restrictions and exclusions may apply. Please contact a Regions banker for details. Regions will assess program enrollment requirements every 12 months on or about your enrollment anniversary date to determine your eligibility for program enrollment for an additional 12 months. Regions reserves the right to terminate or change the terms of the Preferred Banking Program at any time.
ATM fees charged by owners/operators of non-Regions ATMs may apply.
No monthly fee on a Premium Money Market account as long as your LifeGreen Preferred Checking® account remains open.
At least one account holder must be age of majority in the state where the account is held.
Posted to your eAccess Account during the statement period for debit card activity and posted in the most recent billing cycle for your credit card account for credit card activity.
Regions Early Pay is a courtesy service provided in the sole discretion of Regions Bank according to criteria established from time to time by Regions Bank. Regions Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Regions Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or taxpayer identification number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. U.S. checking or savings account required to use Zelle®.

Checking Accounts

Our most popular checking accounts

Most Popular
LifeGreen® Checking

interest-earning
LifeGreen Preferred Checking®

Checking for Teens and Young Adults
LifeGreen® Checking for Students

Checking accounts for your specific needs

Pay with a Card
LifeGreen eAccess Account®

Senior checking with perks
62+ LifeGreen® Checking

no overdraft Fees
Regions Now Checking®

Your path to financial confidence starts with a plan

Manage your money with these smart solutions

Get paid up to two days earlier with Early Pay¹¹

Set alerts⁴ & notifications to monitor your accounts

Get extra time to cover overdrafts

Send, request and receive money using Zelle®

Bank when and how you want with online and mobile banking

Looking for more information?

Financial education tools, tips and resources

Checking Accounts

Our most popular checking accounts

Most Popular LifeGreen® Checking

interest-earning LifeGreen Preferred Checking®

Checking for Teens and Young Adults LifeGreen® Checking for Students

Checking accounts for your specific needs

Pay with a Card LifeGreen eAccess Account®

Senior checking with perks 62+ LifeGreen® Checking

no overdraft Fees Regions Now Checking®

Your path to financial confidence starts with a plan

Manage your money with these smart solutions

Get paid up to two days earlier with Early Pay11

Set alerts4 & notifications to monitor your accounts

Get extra time to cover overdrafts

Send, request and receive money using Zelle®

Bank when and how you want with online and mobile banking

Looking for more information?

Financial education tools, tips and resources

Most Popular
LifeGreen® Checking

interest-earning
LifeGreen Preferred Checking®

Checking for Teens and Young Adults
LifeGreen® Checking for Students

Pay with a Card
LifeGreen eAccess Account®

Senior checking with perks
62+ LifeGreen® Checking

no overdraft Fees
Regions Now Checking®

Get paid up to two days earlier with Early Pay¹¹

Set alerts⁴ & notifications to monitor your accounts