Credit Cards

Check to see if you are preapproved for a Regions credit card offer, with no impact to your credit score. Preapproval card offers may vary.¹

Check for preapproval Find the credit card that fits your needs

Special offer for new Prestige credit cards

Earn cash back for everyday purchases with the Prestige Visa Credit Card

Your rewards ² add up fast: 3% on dining and entertainment purchases, 2% on gas & grocery purchases and 1% on all other purchases.³

Earn up to 4% when you register for Rewards Multiplier⁴ and maintain certain balances in your Regions checking and other deposit accounts.

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Find the credit card that fits your needs

Unlimited Cash Rewards
Cash Rewards Visa® Credit Card

Earn 1.5% Cash Rewards on purchases ² with no annual fee ⁵ with the Cash Rewards Visa® Signature Credit Card.

Perks of this card

Unlimited 1.5% cash back on all qualifying purchases
$200 bonus offer if you spend $1,000 in the first 90 days⁶
Low intro APRs
No annual fee

Apply now Card details

Up to 4% Cash Back
Prestige Visa® Signature Credit Card

Earn up to 3% cash back on everyday purchases.³ Earn up to 4% when you register for Rewards Multiplier.⁴ All with no annual fee.⁵

Perks of this card

3% cash back on dining & entertainment purchases
2% back on gas & grocery purchases
1% back on all other purchases
Earn up to 4% when you register for Rewards Multiplier and maintain qualifying balances in select Regions deposit accounts

Apply now Card details

Save on interest
Life Visa® Credit Card

Take advantage of our longest standard introductory rate to help you manage your finances with the Life Visa® Credit Card.

Perks of this card

Low intro APRs
Earn cash back from select retailers by activating Regions Offers^SM in Online Banking and the mobile app ⁷
No annual fee⁵

Apply now Card details

Build positive credit
Explore Visa® Credit Card

Responsible use of the Explore Visa® Credit Card can help you build a positive credit history.⁸

Perks of this card

$250 minimum security deposit that may be refundable⁹
Earn cash back from select retailers by activating Regions Offers^SM in Online Banking and the mobile app ⁷
$29 annual fee¹⁰

Apply Now Card details

Compare credit cards and rewards

Compare our credit cards side by side or use our rewards calculator to find the right rewards card for you.

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Top features for all credit cards

Contactless Payment

With a Regions Visa® contactless chip credit card, you can tap your card to pay for everyday purchases.

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Control Your Credit Cards

Control how your Regions credit cards are used by blocking certain types of transactions with Regions LockIt®.

Regions LockIt details

Other services and important information

FAQs about applying for a credit card

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Quick Guide to Life, Prestige and Cash Rewards cards

Quick Guide to Explore Credit Card

Credit Card Statement Guide

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Offers may vary depending on where you apply, for example online or in a branch, and can change over time. Review offer details carefully before you apply; all offers are subject to important terms and conditions.
Rewards are not earned for any purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges, or unauthorized or fraudulent purchases.
Cash back is earned in the form of Relationship Rewards points. This means that each purchase will earn at least 1 Relationship Rewards point per $1 spent. You may see us use “cash back,” “rewards,” and “points” interchangeably. Relationship Rewards can be redeemed for a direct deposit into a Regions account, a statement credit, travel, gift cards, and more.Additional cash back on entertainment, dining, gas and grocery store purchases are awarded based on the merchant category code (MCC) assigned to the merchant where you made the purchase. Regions does not control which MCC a merchant is assigned; it is based on the primary good or service the merchant sells. If a merchant’s MCC does not match the MCC for one of these categories, 1% cash back will be awarded for the purchase. Learn more about the Prestige card special offer.
This Program is a bonus available in connection with certain Regions deposit accounts. The Annual Percentage Yield (APY) for currently offered interest-bearing consumer deposit accounts whose balances are used to calculate the Total Average Deposit Balance is available at www.regions.com. Check rates and APYs for LifeGreen Preferred Checking, LifeGreen Savings, Savings, Savings for Minors, Now Savings, Premium Money Market, and IRAs. Check rates and APYs for CDs.
Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to all credit cards except the Explore Visa Credit Card. APRs on credit cards with rewards may be higher than those without rewards.
If earned, the bonus will be awarded 91–100 days from account opening. If the date of award falls on a Saturday, Sunday or holiday, it will be awarded on the following business day. Certain transactions will not count toward the amount needed to earn this bonus, including returned items, items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges, or unauthorized or fraudulent purchases. If you meet the requirements for this special bonus offer, no other offer for bonus cash back will apply. If you don’t meet the requirements of this offer, but you spend $500 or more, you will earn a $100 bonus.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle.® U.S. checking or savings account required to use Zelle.®
As part of the application process for an Explore credit card account, you must open an Explore Card Savings account. If your credit card application is not approved, we will convert the savings account or otherwise return or credit the funds in it to you, as provided in the Explore Card Savings account terms. Learn more about the Explore Card Savings account.
We may periodically evaluate your Explore Credit Card Account to determine whether you qualify to have the funds in the Savings Account returned to you, a process sometimes referred to as “graduation” to an unsecured credit card account. As part of our evaluation, we will review a variety of factors, including your payment history on the Credit Card Account and your overall credit and payment history with us and other creditors. Not all customers will qualify for this refund. Non-U.S. citizens are not evaluated for graduation and are not eligible for this refund. However, non-U.S. citizens who are documented permanent resident aliens or refugees/asylees are eligible for apply for a Regions unsecured credit card. If we determine that you qualify, we will send you a notice that we have terminated the Hold Authorization and Security Agreement, and we will convert the savings account or otherwise return or credit the funds in it to you.
Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to the Explore Visa Credit Card.

Credit Cards

Earn cash back for everyday purchases with the Prestige Visa Credit Card

Find the credit card that fits your needs

Unlimited Cash Rewards Cash Rewards Visa® Credit Card

Up to 4% Cash Back Prestige Visa® Signature Credit Card

Save on interest Life Visa® Credit Card

Build positive credit Explore Visa® Credit Card

Compare credit cards and rewards

Need more help selecting a credit card?

Top features for all credit cards

Contactless Payment

Control Your Credit Cards

Other services and important information

Related Insights

Unlimited Cash Rewards
Cash Rewards Visa® Credit Card

Up to 4% Cash Back
Prestige Visa® Signature Credit Card

Save on interest
Life Visa® Credit Card

Build positive credit
Explore Visa® Credit Card