Extra makes all the difference

Banking should go beyond the expected. It's what we believe at Regions — and it’s what you deserve. That’s why you can open LifeGreen® Checking and LifeGreen® Savings accounts, plus enroll in Overdraft Protection, in just minutes, or build a unique Regions Greenprint® plan to help you achieve your goals. Your financial confidence is our priority, and we’re here to help you achieve it by always going the extra mile for you.

Open a LifeGreen Checking account Find a branch

Open LifeGreen® Checking and LifeGreen® Savings in as little as 5 minutes.

Open a LifeGreen® Checking account. Our most popular checking account comes with $0 monthly fee options.¹
Add the LifeGreen Savings account. During your online checking application, add LifeGreen Savings. Enjoy a $0 monthly fee² and the opportunity to earn an annual bonus of up to $100.³
Link Overdraft Protection. Ensure your transactions are covered with overdraft protection if you have insufficient funds.

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Extra guidance built around your goals

No matter your goals — from paying down debt to saving for the future — a Regions Greenprint® plan can help you build financial confidence. Working with a Regions Banker, you’ll develop a personalized road map supported by solutions and tools to help you put your plan into action. To get started, schedule an appointment today.

Make an appointment Regions Greenprint details

Smart solutions to help you along the way

Manage your money

Put our Online Banking or Mobile App tools and tech to work for you.

Direct Deposit — Conveniently deposit your pay or benefits check each period for quicker access to funds and easier savings.
Early Pay⁴ — Receive your paycheck or regular government payments up to two days early.
Overdraft Protection — Link accounts to automatically cover unexpected overdrafts, with no transfer fee.
Overdraft Grace⁵ — Get extra time to make a deposit or transfer funds to avoid overdraft fees.
My GreenInsights — Budget and planning tools that make it easy to manage money at home or on the go.
Bill Pay⁶ ⁷ — Easily set up billers, schedule and pay bills and more with our convenient bill pay solution.
Zelle® — Get paid by your friends and family with Zelle®.

Grow your savings

Watch your savings grow faster.

Annual Savings Bonus³ — Opportunity to earn an annual bonus of up to $100 when you set up monthly automated transfers of at least $10 to your LifeGreen® Savings account from your Regions checking account.
Refer a Friend⁸ and earn up to $500 a year in rewards when they open a new Regions personal checking account.
Relationship CD rates — For customers who have a Regions checking account and meet offer requirements⁹

Access the funds you need

Manage and build credit for the future.

Credit Cards — Save on interest, and build credit. And on qualifying credit cards, enrolling in Rewards Multiplier¹⁰, will use your deposit balances to maximize rewards.
Loans and Lines of Credit — Whatever goal you’d like to achieve, from a kitchen remodel, a new car or an emergency need, we’re here to help you find the right lending solution.
Build Credit with Self¹¹ — A service that could help build your credit history by reporting payments you already make. Sign up for Rent Reporting¹¹ at no cost to improve your access to financial opportunities in the future.

Protect your assets

Use our tools to keep your money safe and secure.

LockIt®¹² — Enjoy peace of mind with powerful, customizable protection against fraud for your Regions cards.
Alerts¹³ — Choose between text, push notifications and/or emails to stay up to date on your account and manage your finances.

Additional advice and guidance resources

Personal finance podcasts

Financial insights from knowledgeable bankers to help you reach your financial goals.

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Next Step webinars

Free, online education to help you boost your money management skills.

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Smart tips

Guidance to help you plan for life events – everything from your next vacation to when to retire.

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You deserve a bank that cares about you.

At Regions, you’ll work with a caring team that provides personal guidance, support, and insight — helping you feel extra confident about every step forward.

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Avoid the monthly fee by maintaining an average monthly balance of $1,500 OR by setting up ACH Direct Deposit (at least one of $500 or more, or a combined amount of $1,000). For the average monthly balance, we divide the sum of the ending posted balance for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. The ending balance for any day is the opening balance for the next day. For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
If you have a LifeGreen Savings account and do not have a Regions checking account, or if you close your Regions checking account, Regions reserves the right to convert your LifeGreen Savings account to a Savings account. We will notify you in advance if we convert your account.
Regions Early Pay is a courtesy service provided in the sole discretion of Regions Bank according to criteria established from time to time by Regions Bank. Regions Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Regions Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.
Deposits and transfers are subject to applicable account, product and service terms and conditions, funds availability policies, cutoff times, and the terms of Regions Overdraft Grace. Fees may apply to certain deposit and transfer options.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or taxpayer identification number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. U.S. checking or savings account required to use Zelle®.
Mobile Banking, Regions Mobile Banking App, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
Must be at least 18 years old to be eligible for reward. Employees of Regions Bank, Regions Financial Corporation, or affiliates are not eligible for the personal checking or business checking offer. The Referred Person and Referred Business cannot have (or have had) an ownership interest in a Regions deposit account within twelve months of the referral. The Referrer and the Referred Person and/or Referred Business cannot be the same person or share the same email address. New accounts must remain open with a positive balance (and Online Statements activated) for at least 60 days. Your reward will be deposited directly to your Regions checking account within 60 days of completing all the requirements in Offer Tracker. Your Regions checking account must be open with a positive balance at the time the reward is issued. Referrer must be a Regions customer with an open checking account with a positive balance. Regions may report the value of the bonus to the IRS; anyone without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien), or has been notified they are subject to backup withholding, or non-resident aliens signing Form W-8 are not eligible for the offer. If ineligible for any reason, no notice or reward will be provided. Offer subject to change without notice—including special offers. See refer a friend program rules for details.
Special or promotional rates may apply to certain accounts, are for a limited time only, and cannot be combined with other bonus rate offers. Offer is subject to change at any time. Not available for brokered deposits, or to public entities, financial institutions, or Commercial Banking customers, as defined by Regions and/or as indicated in Regions’ records. Advertised Relationship CD rates and APYs only available for advertised term lengths if (1) opened at a participating branch using the “Find a branch near you.” button above; and (2) you meet the following Relationship Pricing requirements:
- The time deposit term must be at least 32 days; and
- The primary or secondary designated owner on the time deposit must be the primary or secondary designated owner on an open Regions Bank checking account in good standing during the term of the time deposit.
If you do not meet the bank's relationship requirements, your account will earn the lower Standard Pricing interest rates and APYs. Details about Relationship Pricing and Standard Pricing are disclosed in time deposit account documentation and disclosures and are available from the Bank’s customer service representatives. Please note that IRA and Private Wealth Management deposits are subject to separate pricing terms and do not participate in Relationship Pricing.
This Program is part of the Regions Relationship Rewards program and is subject to the Regions Relationship Rewards Terms and Conditions as supplemented by the Rewards Multiplier Program Terms and Conditions. In order for extra points to be awarded under the Rewards Multiplier program, the required checking account and other deposit accounts must be open for certain periods of time. Rewards are not earned for any purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges, or unauthorized or fraudulent purchases.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements such as being 18 years or older) is subject to Self's terms and conditions. Regions Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax and TransUnion. Utility & cell phone payments are reported to TransUnion.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing or ATM inquiries. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.
We can provide these alerts only if you have provided your telephone number and/or email address to us. We have no obligation to provide alerts to any account, and we may modify or discontinue these alerts at any time and without notice to you. Your carrier’s messaging and data rates may apply to texts and calls.