Open a Bank Account Online

When you open a bank account with Regions, you'll discover a full spectrum of accounts, products and services designed to meet your banking needs.

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Find the account that fits your needs

Open a checking account online

interest-earning
LifeGreen Preferred Checking®

Exclusive account that earns interest and provides preferred services and benefits.

$0 monthly fee option
with an average monthly balance of $5,000⁵

Other monthly fee option
$18

Learn more ways to waive the fee

Benefits and features

Earn interest on your checking account funds
Automatic enrollment in the Preferred Banking program⁶
No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period⁷
No monthly fee on Premium Money Market⁸

Open now Account details

no overdraft Fees
Regions Now Checking®

Checking account with safeguards to help manage your money and no overdraft fees.

$5 monthly fee

Benefits and features

No overdraft fees
Simple monthly maintenance fee
Bank On certified

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Pay with a Card
LifeGreen eAccess Account®

You enjoy the convenience and security of paying primarily with a debit or credit card whether you pay online, swipe, or tap to pay.

$0 monthly fee option

with at least 10 Regions debit and/or credit card purchases⁹

Other monthly fee option
$8

Learn more ways to waive the monthly fee

Benefits and features

Opportunity to earn annual savings bonus with optional Regions LifeGreen® Savings account³
Customized alerts and notifications⁴
Extra time to deposit or transfer funds to avoid overdraft fees with Regions Overdraft Grace

Open now Account details

Senior checking with perks
62+ LifeGreen® Checking

If you’re 62 or better, you've earned added benefits like an easier way to waive the monthly fee.

$0 monthly fee option
with direct deposit of at least $300 or combined direct deposits of at least $1,000 per statement period¹

Other monthly fee option
$8 with online statements²
$11 with paper statements

Learn more ways to waive the monthly fee

Benefits and features

Unlimited check writing
Opportunity to earn annual savings bonus with optional Regions LifeGreen® Savings account³
Extra time to deposit or transfer funds to avoid overdraft fees with Regions Overdraft Grace

Open now Account details

Checking for Teens and Young Adults
LifeGreen® Checking for Students

Account with no monthly fee if you are 25 years old or younger, regardless of student status.¹⁰

$0 monthly fee

Benefits and features

No monthly maintenance fee
Opportunity to earn annual savings bonus with optional Regions LifeGreen® Savings account³
Extra time to deposit or transfer funds to avoid overdraft fees with Regions Overdraft Grace
Customized college debit cards

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Savings, Money Market and CD Accounts

predictable return with minimal risk
CD Account

A CD that will earn you a competitive rate and provide a predictable return with low risk.¹¹¹²

Please refer to Pricing Schedule for more details.

Relationship rate for customers who have a Regions checking account and meet other requirements.¹¹

Check rates

Benefits and features

$2,500 minimum opening deposit for CDs with terms of 7-89 days
$500 minimum opening deposit for CDs with terms of 90 days or longer
Competitive, fixed rates of return
FDIC-insured up to the maximum permitted by law

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Savings account bonus
LifeGreen® Savings

If you have a Regions checking account,¹³ you can save money and earn interest with no monthly fee, no minimum balance requirement and a bonus opportunity.¹⁴

$0 monthly fee

if you have a Regions checking account¹³

Check rates

Benefits and features

$5 minimum opening deposit if you open at a branch and set up automatic recurring monthly savings transfers from your Regions personal checking account.
$50 minimum opening deposit otherwise
Opportunity for annual savings bonus¹⁴
Overdraft Protection when linked to checking

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Low-cost savings account
Regions Savings

Basic, low-fee savings account to build your nest egg for the future. Plus, you can avoid the monthly fee by maintaining a $300 minimum daily balance.

$0 monthly fee option

with a minimum daily balance of $300

Other monthly fee option
$5

Check rates

Benefits and features

$50 minimum opening deposit
Overdraft Protection when linked to checking
Automatic transfer option

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Kids Savings account
Savings for Minors

Savings account for customers under 18 years of age¹⁰ with no monthly fee and no minimum balance requirements.

$0 monthly fee

Check rates

Benefits and features

$5 minimum opening deposit
No monthly fee
No minimum balance requirements
Same interest on all balances
Automatic transfer option

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savings account bonus
Regions Now Savings

Savings account for the primary cardholder of a Now Card ¹⁵ that gives you the opportunity to earn monthly and annual savings bonuses.¹⁶¹⁷

$0 Monthly fee

Check rates

Benefits and features

$10 minimum opening deposit
No monthly fee
No minimum balance requirements
Opportunity for monthly and annual savings bonus¹⁶¹⁷

Open now Learn more

Premium rates
Premium Money Market Account

An account that offers premium rates and access to funds.

$0 monthly fee option

with a minimum daily balance of $15,000 or opening and maintaining a LifeGreen Preferred Checking® account

Other monthly fee option
$15

Check rates

Benefits and features

$100 minimum opening deposit
Competitive interest rates
No charge for the first six withdrawals, transfers or payment per statement period¹⁸

Open now Learn more

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Credit cards

Build positive credit
Explore Visa® Credit Card

Responsible use of the Explore Visa® Credit Card can help you build a positive credit history.¹⁹

Perks of this card

$250 minimum security deposit that may be refundable²⁰
Earn cash back from select retailers by activating Regions Offers^SM in Online Banking and the mobile app ²¹
$29 annual fee²²

Apply Now Card details

Save on interest
Life Visa® Credit Card

Take advantage of our longest standard introductory rate to help you manage your finances with the Life Visa® Credit Card.

Perks of this card

Low intro APRs
Earn cash back from select retailers by activating Regions Offers^SM in Online Banking and the mobile app ²¹
No annual fee²³

Apply now Card details

Unlimited Cash Rewards
Cash Rewards Visa® Credit Card

Earn 1.5% Cash Rewards on purchases ²⁴ with no annual fee ²³ with the Cash Rewards Visa® Signature Credit Card.

Perks of this card

Unlimited 1.5% cash back on all qualifying purchases
$200 bonus offer if you spend $1,000 in the first 90 days²⁵
Low intro APRs
No annual fee

Apply now Card details

Cash Back on everyday purchases
Prestige Visa® Signature Credit Card

Earn up to 3% cash back on everyday purchases.²⁶ Earn up to 4% when you register for Rewards Multiplier.²⁷ All with no annual fee.²³

Perks of this card

3% cash back on dining & entertainment purchases
2% back on gas & grocery purchases
1% back on all other purchases
Earn up to 4% when you register for Rewards Multiplier and maintain qualifying balances in select Regions deposit accounts

Apply now Card details

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Personal loans

no collateral, Fixed-rate loan
Unsecured Loan

No collateral required. Interest rates²⁸ range from 8.74% APR to 29.99% APR.

Maximum loan amount for existing customers²⁹ is $50k.

Make an appointment Loan details

use a regions account balance as collateral
Deposit Secured Loan

Secure funds at a low, fixed interest rate with a Regions CD, savings or money market account.

Maximum loan amount is up to 100% of available balance in a deposit account securing it.

Apply online Loan details

Use an rv, boat or utility vehicle as collateral
Secured Installment Loan

Secure funds to purchase or refinance a recreational vehicle at a low, fixed rate.

Each vehicle type has an individual maximum loan amount ranging from $5k – $300k.²⁹

Make an appointment Loan details

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Personal lines of credit

no collateral with a variable interest rate
Preferred Line of Credit

A revolving line of credit that requires no collateral and has a variable interest rate.

The maximum line amount for existing customers²⁹ is $50k.

Apply online Line of credit details

Use a regions account balance as collateral
Savings Secured Line of Credit

Secured by a Regions savings or money market account. A great way to improve less-than-perfect credit when used responsibly.

Max amount up to 100% of available in the Regions account used as collateral, not to exceed $100k.

Apply online Line of credit details

Compare lines of credit

For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
To qualify for the monthly fee with Online Statements for LifeGreen Checking or 62+ LifeGreen Checking, or to avoid the monthly Paper Statement Fee for the LifeGreen eAccess Account or LifeGreen Checking for Students, as applicable, you must be a Regions Online Banking customer who receives only Online Statements for the account. To get started with Online Statements, simply enroll in Regions Online Banking or the Regions mobile app. You must have a valid Social Security Number or Taxpayer Identification Number in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts; or log in to the Regions mobile app, select the eligible Regions account, and tap the Statements tab. Changes in applicable fees will become effective beginning with the end date of the statement period in which Online Statements are activated or canceled, as the case may be.
To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current APY. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you. Your mobile carrier’s messaging and data fees may apply.
For LifeGreen Preferred Checking, we divide the sum of the opening posted balances for each day in the statement period by the number of days in the statement period. For all other accounts, we divide the sum of the ending posted balances for each day in the statement period by the number of days in the statement period.
You will be automatically enrolled in the Preferred Banking Program 6 - 8 weeks after qualification. Eligibility restrictions and exclusions may apply. Please contact a Regions banker for details. Regions will assess program enrollment requirements every 12 months on or about your enrollment anniversary date to determine your eligibility for program enrollment for an additional 12 months. Regions reserves the right to terminate or change the terms of the Preferred Banking Program at any time.
ATM fees charged by owners/operators of non-Regions ATMs may apply.
No monthly fee on a Premium Money Market account as long as your LifeGreen Preferred Checking® account remains open.
Posted to your eAccess Account during the statement period for debit card activity and posted in the most recent billing cycle for your credit card account for credit card activity.
At least one account holder must be age of majority in the state where the account is held.
Special or promotional rates may apply to certain accounts, are for a limited time only, and cannot be combined with other bonus rate offers. Offer is subject to change at any time. Not available for brokered deposits, or to public entities, financial institutions, or Commercial Banking customers, as defined by Regions and/or as indicated in Regions’ records. Advertised Relationship CD rates and APYs only available for advertised term lengths if (1) opened at a participating branch using the “Find a branch near you.” button above; and (2) you meet the following Relationship Pricing requirements:
- The time deposit term must be at least 32 days; and
- The primary or secondary designated owner on the time deposit must be the primary or secondary designated owner on an open Regions Bank checking account in good standing during the term of the time deposit.
If you do not meet the bank's relationship requirements, your account will earn the lower Standard Pricing interest rates and APYs. Details about Relationship Pricing and Standard Pricing are disclosed in time deposit account documentation and disclosures and are available from the Bank’s customer service representatives. Please note that IRA and Private Wealth Management deposits are subject to separate pricing terms and do not participate in Relationship Pricing.
Regions CDs are uncertificated time deposit accounts and subject to the terms and conditions of the Regions Deposit Account Agreement and other related disclosures, terms, and conditions.
If you have a LifeGreen Savings account and do not have a Regions checking account, or if you close your Regions checking account, Regions reserves the right to convert your LifeGreen Savings account to a Savings account. We will notify you in advance if we convert your account.
To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 in branch if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
In order to be eligible for and to maintain a Regions Now Savings account, you must be the primary cardholder on a Regions Now Card and you must keep the Now Card open and in active status. If your Now Card is closed or becomes inactive for any reason, or if we otherwise determine that you are not the primary cardholder on a Now Card, we may convert your Regions Now Savings account to a Regions Savings account. You may open and maintain no more than one (1) Regions Now Savings account at a time as primary cardholder. If at any time you are the primary owner on more than one (1) Regions Now Savings account, we may convert any or all of your excess Regions Now Savings accounts to Regions Savings accounts. We will notify you in advance if we convert your Regions Now Savings account to a Regions Savings account. Please see pricing schedule for full details. Regions Mobile Deposit requires a compatible device and enrollment in Online Banking. Regions' Mobile Load Fee and your mobile carrier's messaging and data fees apply.
Regions Now Savings Builder Bonus: Each month a deposit of funds of at least $5 is made to your Regions Now Savings account AND you make no withdrawals from your Regions Now Savings account during that same month, you will receive a $1 credit to your Regions Now Savings account. The bonus will be paid by the second business day of the month following each month the bonus is earned. To receive the builder bonus, your account must be open on the date the builder bonus is paid. You are responsible for any tax due on any amount received under this offer. The Annual Percentage Yield (APY) for the Regions Now Savings account is based upon balance and may change at any time. Fees could reduce earnings on the account. Check the current APY.
Regions Now Savings Annual Savings Bonus: A deposit of at least $5 to your account each calendar month, beginning with the account opening month is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12-calendar month period preceding the month in which the anniversary of your account opening falls (your "Account Anniversary Month"). The bonus will be paid by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus is $100. You are responsible for any tax due on any amount received under this offer. The Annual Percentage Yield (APY) for the Regions Now Savings account is based upon balance and may change at any time. Check the current APY. Fees could reduce earnings on the account. An initial Minimum Load of $10 is required for a Now Card.
Fee will be assessed for each withdrawal, transfer or payment (including checks) in excess of six per statement period. Transfers from one Regions account to another Regions account conducted in Regions Online Banking or Mobile Banking and automatic Overdraft Protection Transfers will not apply to this item count. See Pricing Schedule for more details. We will charge you no more than six (6) Excessive Withdrawal/Item fees per statement period.
As part of the application process for an Explore credit card account, you must open an Explore Card Savings account. If your credit card application is not approved, we will convert the savings account or otherwise return or credit the funds in it to you, as provided in the Explore Card Savings account terms. Learn more about the Explore Card Savings account.
We may periodically evaluate your Explore Credit Card Account to determine whether you qualify to have the funds in the Savings Account returned to you, a process sometimes referred to as “graduation” to an unsecured credit card account. As part of our evaluation, we will review a variety of factors, including your payment history on the Credit Card Account and your overall credit and payment history with us and other creditors. Not all customers will qualify for this refund. Non-U.S. citizens are not evaluated for graduation and are not eligible for this refund. However, non-U.S. citizens who are documented permanent resident aliens or refugees/asylees are eligible for apply for a Regions unsecured credit card. If we determine that you qualify, we will send you a notice that we have terminated the Hold Authorization and Security Agreement, and we will convert the savings account or otherwise return or credit the funds in it to you.
Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle.® U.S. checking or savings account required to use Zelle.®
Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to the Explore Visa Credit Card.
Learn more about the Annual Percentage Rates (APRs) and certain fees that apply to all credit cards except the Explore Visa Credit Card. APRs on credit cards with rewards may be higher than those without rewards.
Rewards are not earned for any purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges, or unauthorized or fraudulent purchases.
If earned, the bonus will be awarded 91–100 days from account opening. If the date of award falls on a Saturday, Sunday or holiday, it will be awarded on the following business day. Certain transactions will not count toward the amount needed to earn this bonus, including returned items, items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges, or unauthorized or fraudulent purchases. If you meet the requirements for this special bonus offer, no other offer for bonus cash back will apply. If you don’t meet the requirements of this offer, but you spend $500 or more, you will earn a $100 bonus.
Cash back is earned in the form of Relationship Rewards points. This means that each purchase will earn at least 1 Relationship Rewards point per $1 spent. You may see us use “cash back,” “rewards,” and “points” interchangeably. Relationship Rewards can be redeemed for a direct deposit into a Regions account, a statement credit, travel, gift cards, and more.Additional cash back on entertainment, dining, gas and grocery store purchases are awarded based on the merchant category code (MCC) assigned to the merchant where you made the purchase. Regions does not control which MCC a merchant is assigned; it is based on the primary good or service the merchant sells. If a merchant’s MCC does not match the MCC for one of these categories, 1% cash back will be awarded for the purchase. Learn more about the Prestige card special offer.
This Program is a bonus available in connection with certain Regions deposit accounts. The Annual Percentage Yield (APY) for currently offered interest-bearing consumer deposit accounts whose balances are used to calculate the Total Average Deposit Balance is available at www.regions.com. Check rates and APYs for LifeGreen Preferred Checking, LifeGreen Savings, Savings, Savings for Minors, Now Savings, Premium Money Market, and IRAs. Check rates and APYs for CDs.
As of today, annual percentage rates range from 8.74% APR to 29.99% APR. The lowest APRs are only available to borrowers with excellent and substantial credit history, who have their payments automatically debited from a Regions checking account (Auto-Pay), and meet other specific credit criteria, such as qualifying loan term of 36 months and a loan amount of $25,000 or more. Your interest rate will depend on your credit history, loan amount, loan term, and election to receive the 0.25% Auto-Pay discount. All loans are subject to credit approval. Loan amounts range from $2,000 up to $50,000 for existing customers. Loan terms range from 36 months (minimum) up to 60 months (maximum). Term length options depends on loan amount. Payment example: A $12,000 loan at 18.74% APR requires 48 payments of $357.16. A $20,000 loan at 17.99% APR requires 48 payments of $587.40.
To be eligible for our unsecured loans, lines of credit or our recreational vehicle loan, you must have a Regions deposit relationship (checking, savings, MM or CD) on which you are an owner that has been open for at least six months. Current customers may apply online, over the phone, or at your local branch.

Open a Bank Account Online

Find the account that fits your needs

Open a checking account online

most popular LifeGreen® Checking

interest-earning LifeGreen Preferred Checking®

no overdraft Fees Regions Now Checking®

Pay with a Card LifeGreen eAccess Account®

Senior checking with perks 62+ LifeGreen® Checking

Checking for Teens and Young Adults LifeGreen® Checking for Students

Savings, Money Market and CD Accounts

predictable return with minimal risk CD Account

Savings account bonus LifeGreen® Savings

Low-cost savings account Regions Savings

Kids Savings account Savings for Minors

savings account bonus Regions Now Savings

Premium rates Premium Money Market Account

Credit cards

Build positive credit Explore Visa® Credit Card

Save on interest Life Visa® Credit Card

Unlimited Cash Rewards Cash Rewards Visa® Credit Card

Cash Back on everyday purchases Prestige Visa® Signature Credit Card

Personal loans

no collateral, Fixed-rate loan Unsecured Loan

use a regions account balance as collateral Deposit Secured Loan

Use an rv, boat or utility vehicle as collateral Secured Installment Loan

Personal lines of credit

no collateral with a variable interest rate Preferred Line of Credit

Use a regions account balance as collateral Savings Secured Line of Credit

most popular
LifeGreen® Checking

interest-earning
LifeGreen Preferred Checking®

no overdraft Fees
Regions Now Checking®

Pay with a Card
LifeGreen eAccess Account®

Senior checking with perks
62+ LifeGreen® Checking

Checking for Teens and Young Adults
LifeGreen® Checking for Students

predictable return with minimal risk
CD Account

Savings account bonus
LifeGreen® Savings

Low-cost savings account
Regions Savings

Kids Savings account
Savings for Minors

savings account bonus
Regions Now Savings

Premium rates
Premium Money Market Account

Build positive credit
Explore Visa® Credit Card

Save on interest
Life Visa® Credit Card

Unlimited Cash Rewards
Cash Rewards Visa® Credit Card

Cash Back on everyday purchases
Prestige Visa® Signature Credit Card

no collateral, Fixed-rate loan
Unsecured Loan

use a regions account balance as collateral
Deposit Secured Loan

Use an rv, boat or utility vehicle as collateral
Secured Installment Loan

no collateral with a variable interest rate
Preferred Line of Credit

Use a regions account balance as collateral
Savings Secured Line of Credit