Open a Bank Account Online

When you open a bank account with Regions, you'll discover a full spectrum of accounts, products and services designed to meet your banking needs.

Open a checking account online

most popular 
LifeGreen® Checking

Everyday banking with perks.


Monthly fee options:


$0 with a monthly direct deposit of at least $500[1]

More ways to waive the fee

OR

$8 with online statements[2]

OR

$11 with paper statements


interest-earning 
LifeGreen Preferred Checking®

Exclusive account that earns interest and provides preferred services and benefits.


Monthly fee options:


$0 with an average monthly balance of $5,000[3]

More ways to waive the fee

OR

$18


no overdraft Fees 
Regions Now Checking®

Checking account with safeguards to help manage your money and no overdraft fees.


$5 monthly fee (can't be waived)

e-checking account
LifeGreen eAccess Account®

You bank online, pay primarily with a card and may write a few checks.


Monthly fee options:


$0 with at least 10 Regions debit card and/or credit card purchases[4]

More ways to waive the fee

OR

$8


Senior checking with perks
62+ LifeGreen® Checking

If you’re 62 or better, you've earned added benefits like an easier way to waive the monthly fee.


Monthly fee options:


$0 with a monthly direct deposit of at least $300[1]

More ways to waive the fee

OR

$8 with online statements[2]

OR

$11 with paper statements

 student checking for 25 and under
LifeGreen® Checking for Students

Account with no monthly fee if you are 25 years old or younger.


$0 monthly fee

Savings, Money Market and CD Accounts

predictable return with minimal risk
CD Account

A Certificate of Deposit that will earn you a competitive rate and provide a predictable return with low risk.[5] [6]


Check rates


$500 minimum opening deposit for CDs with terms of 90 days or more


$2,500 minimum opening deposit for CDs with terms from 7 days to 89 days

Savings account bonus
Regions LifeGreen® Savings

If you have a Regions checking account[7], you can save money and earn interest with no monthly fee, no minimum balance requirement and a bonus opportunity[8].


Check rates


$0 Monthly fee if you have a Regions checking account [7]


$50 Minimum opening deposit
OR
$5 Minimum opening deposit if opened at a branch, and you set up automatic recurring monthly savings transfers from a Regions personal checking account[7]

Low-cost savings account
Regions Savings

Basic, low-fee savings account to build your nest egg for the future. Plus, you can avoid the monthly fee by maintaining a $300 minimum daily balance.


Check rates


$5 Monthly fee


$50 Minimum opening deposit


How to waive the monthly fee

Kids Savings account
Savings for Minors

Savings account for customers under 18 years of age[9] with no monthly fee and no minimum balance requirements.


Check rates


$0 Monthly fee


$5 Minimum opening deposit

savings account bonus
Regions Now Savings

Savings account for the primary cardholder of a Now Card [10] that gives you the opportunity to earn monthly and annual savings bonuses. [11] [12]


Check rates


$0 Monthly fee


$10 Minimum opening deposit[10]

Option to waive monthly fee
Money Market Account

A basic account that enables you to earn interest while having immediate access to your funds.


Check rates


$12 Monthly fee


$100 Minimum opening deposit


How to waive the monthly fee

Premium rates
Premium Money Market Account

An account that offers premium rates and access to funds.


Check rates


$15 Monthly fee


$100 Minimum opening deposit


How to waive the monthly fee

Credit cards

Build positive credit
Explore Visa® Credit Card

Responsible use of the Explore Visa® Credit Card can help you build a positive credit history.[13]

Save on interest
Life Visa® Credit Card

Take advantage of our longest standard introductory interest rate[14] to help you manage your finances with the Life Visa® Credit Card.

Unlimited Cash Rewards
Cash Rewards Visa® Credit Card

Earn 1.5% Cash Rewards[15] on purchases[16] with no annual fee [14] with the Cash Rewards Visa® Signature Credit Card.

Cash Back on everyday purchases
Prestige Visa® Signature Credit Card

Earn up to 3% cash back on everyday purchases.[16] Earn up to 4% when you register for Rewards Multiplier.[17]

Personal loans

no collateral, Fixed-rate loan
Unsecured Loan

No collateral required. Interest rates[18] as low as 9.24% APR.


Maximum loan amount for existing customers[19] is $50k.

use a regions account balance as collateral
Deposit Secured Loan

Secure funds at a low, fixed interest rate with a Regions CD, savings or money market account.


Maximum loan amount is up to 100% of available balance in a deposit account securing it.

Use an rv, boat or utility vehicle as collateral
Secured Installment Loan

Secure funds to purchase or refinance a recreational vehicle at a low, fixed rate.


Each vehicle type has an individual maximum loan amount ranging from $5k – $300k.

Personal lines of credit

no collateral with a variable interest rate
Preferred Line of Credit

A revolving line of credit that requires no collateral and has a variable interest rate.


The maximum line amount is $50k.

Use a regions account balance as collateral
Savings Secured Line of Credit

Secured by a Regions savings or money market account. A great way to improve less-than-perfect credit when used responsibly.


Max amount up to 100% of available balance in the Regions account used as collateral.

Small line of credit for overdraft protection
Protection Line of Credit

A small revolving line of credit for overdraft protection. Credit line of $50 to $500 with a fixed interest rate, no annual or transfer fee.


Eligible Regions customers will receive an invitation through email or online banking.