Open a Bank Account Online

When you open a bank account with Regions, you'll discover a full spectrum of accounts, products and services designed to meet your banking needs.

Open a checking account online

most popular 
LifeGreen® Checking

Everyday banking with perks.


Monthly fee options:


$8 with online statements

OR

$11 with paper statements


How to waive the monthly fee

interest-earning 
LifeGreen Preferred Checking®

Exclusive account that earns interest and provides preferred services and benefits.


$18 monthly fee


How to waive the monthly fee

no overdraft Fees 
Regions Now Checking®

Checking account with safeguards to help manage your money and no overdraft fees.


$5 monthly fee (can't be waived)

e-checking account
LifeGreen eAccess Account®

You bank online, pay primarily with a card and may write a few checks.


$8 monthly fee


How to waive the monthly fee

Senior checking with perks
62+ LifeGreen® Checking

If you’re 62 or better, you've earned added benefits like an easier way to waive the monthly fee.


Monthly fee options:


$8 with online statements

OR

$11 with paper statements


How to waive the monthly fee

 student checking for 25 and under
LifeGreen® Checking for Students

Account with no monthly fee if you are 25 years old or younger.


$0 monthly fee

Personal loans

no collateral, Fixed-rate loan
Unsecured Loan

No collateral required. Interest rates as low as 7.99% APR.1


Maximum loan amount for existing customers is $50k and  $35k for non-customers.

use a regions account balance as collateral
Deposit Secured Loan

Secure funds at a low, fixed interest rate with a Regions CD, savings or money market account.


Maximum loan amount is up to 100% of available balance in a deposit account securing it.

Use an rv, boat or utility vehicle as collateral
Secured Installment Loan

Secure funds to purchase or refinance a recreational vehicle at a low, fixed rate.


Each vehicle type has an individual maximum loan amount ranging from $5k – $300k.

Credit cards

Explore Visa® Credit Card

Responsible use of the Explore Visa® Credit Card can help you build a positive credit history.2

Life Visa® Credit Card

Take advantage of our longest standard introductory interest rate3 to help you manage your finances with the Life Visa® Credit Card.

Cash Rewards Visa® Credit Card

Earn 1.5% Cash Rewards4 on purchases5 with no annual fee 3 with the Cash Rewards Visa® Signature Credit Card.

Premium Visa® Signature Credit Card

Earn 1.5 Relationship Rewards4 points per $1 in purchases5 with the Premium Visa® Signature Credit Card.

Prestige Visa® Signature Credit Card

Earn up to 3 Relationship Rewards4 points per $1 spent on select purchases5 with the Prestige Visa® Signature Credit Card.

Personal lines of credit

no collateral with a variable interest rate
Preferred Line of Credit

A revolving line of credit that requires no collateral and has a variable interest rate.


The maximum line amount is $50k.

Use a regions account balance as collateral
Savings Secured Line of Credit

Secured by a Regions savings or money market account. A great way to improve less-than-perfect credit when used responsibly.


Max amount up to 100% of available balance in the Regions account used as collateral.

Small line of credit for overdraft protection
Protection Line of Credit

A small revolving line of credit for overdraft protection. Credit line of $50 to $500 with a fixed interest rate, no annual or transfer fee.


Eligible Regions customers will receive an invitation through email or online banking.