Open a Bank Account Online
When you open a bank account with Regions, you'll discover a full spectrum of accounts, products and services designed to meet your banking needs.
Find the account that fits your needs
Open a checking account online
most popular
LifeGreen® Checking
For you if... you want everyday banking with thoughtful extras.
Benefits and features
Monthly fee
$0 or $8 or $11
interest-earning
LifeGreen Preferred Checking®
For you if... you enjoy an exclusive account that earns interest and provides preferred services and benefits.
Benefits and features
Monthly fee
$0 or $18
no overdraft Fees
Regions Now Checking®
For you if... you desire safeguards to help manage your money and no overdraft fees.
Benefits and features
Monthly fee
$5
Pay with a Card
LifeGreen eAccess Account®
For you if... you enjoy the convenience and security of paying primarily with a debit or credit card whether you pay online, swipe, or tap to pay.
Benefits and features
Monthly fee
$0 or $8
Senior checking with perks
62+ LifeGreen® Checking
For you if... you’re 62 or older and enjoy added benefits like an easier way to waive the monthly fee.
Benefits and features
Monthly fee
$0 or $8 or $11
Checking for Teens and Young Adults
LifeGreen® Checking for Students
For you if... you are 25 years old or younger and don’t want to pay a monthly fee.7
Benefits and features
Monthly fee
$0
Savings, Money Market and CD Accounts
predictable return with minimal risk
CD Account
Please refer to Pricing Schedule for more details.
Relationship rate for customers who have a Regions checking account and meet other requirements.9
Benefits and features
- $2,500 minimum opening deposit for CDs with terms of 7-89 days
- $500 minimum opening deposit for CDs with terms of 90 days or longer
- Competitive, fixed rates of return
- FDIC-insured up to the maximum permitted by law
Savings account bonus
LifeGreen® Savings
If you have a Regions checking account,3 you can save money and earn interest with no monthly fee, no minimum balance requirement and a bonus opportunity of up to $100.2
$0 monthly fee
if you have a Regions checking account3
Benefits and features
- $5 minimum opening deposit if you open at a branch and set up automatic recurring monthly savings transfers from your Regions personal checking account.
- $25 minimum opening deposit otherwise
- Opportunity to earn an annual savings bonus2 of up to $100 with monthly automated transfers to a LifeGreen® Savings account
- Overdraft Protection when linked to checking
Low-cost savings account
Regions Savings
Basic, low-fee savings account to build your nest egg for the future. Plus, you can avoid the monthly fee by maintaining a $300 minimum daily balance.
$0 monthly fee option
with a minimum daily balance of $300
Other monthly fee option
$5
Benefits and features
- $25 minimum opening deposit
- Overdraft Protection when linked to checking
- Automatic transfer option
Kids Savings account
Savings for Minors
Savings account for customers under 18 years of age7 with no monthly fee and no minimum balance requirements.
$0 monthly fee
Benefits and features
- $5 minimum opening deposit
- No monthly fee
- No minimum balance requirements
- Same interest on all balances
- Automatic transfer option
Premium rates
Premium Money Market Account
An account that offers premium rates and access to funds.
$0 monthly fee option
with a minimum daily balance of $15,000 or opening and maintaining a LifeGreen Preferred Checking® account
Other monthly fee option
$15
Benefits and features
- $25 minimum opening deposit
- Competitive interest rates
- No charge for the first six withdrawals, transfers or payment per statement period14
Credit cards
Build positive credit
Explore Visa® Credit Card
Responsible use of the Explore Visa® Credit Card can help you build a positive credit history.15
Save on interest
Life Visa® Credit Card
Take advantage of our longest standard introductory rate to help you manage your finances with the Life Visa® Credit Card.
Unlimited Cash Rewards
Cash Rewards Visa® Credit Card
Earn 1.5% Cash Rewards on purchases 20 with no annual fee 19 with the Cash Rewards Visa® Signature Credit Card.
- Unlimited 1.5% cash back on all qualifying purchases
- $200 bonus offer if you spend $1,000 in the first 90 days21
- Low intro APRs
- No annual fee
Cash Back on everyday purchases
Prestige Visa® Signature Credit Card
Earn up to 3% cash back on everyday purchases.22 Earn up to 4% when you register for Rewards Multiplier.23 All with no annual fee.19
- 3% cash back on dining & entertainment purchases
- 2% back on gas & grocery purchases
- 1% back on all other purchases
- Earn up to 4% when you register for Rewards Multiplier and maintain qualifying balances in select Regions deposit accounts
Personal loans
use a regions account balance as collateral
Deposit Secured Loan
Secure funds at a low, fixed interest rate with a Regions CD, savings or money market account.
Maximum loan amount is up to 100% of available balance in a deposit account securing it.
Use an rv, boat or utility vehicle as collateral
Secured Installment Loan
Secure funds to purchase or refinance a recreational vehicle at a low, fixed rate.
Each vehicle type has an individual maximum loan amount ranging from $5k – $300k.25
Personal lines of credit
no collateral with a variable interest rate
Preferred Line of Credit
A revolving line of credit that requires no collateral and has a variable interest rate.
The maximum line amount for existing customers25 is $50k.
Use a regions account balance as collateral
Savings Secured Line of Credit
Secured by a Regions savings or money market account. A great way to improve less-than-perfect credit when used responsibly.
Max amount up to 100% of available in the Regions account used as collateral, not to exceed $100k.