Prestige Visa Signature Credit Card
Earn a $200 bonus when you spend $1,000 in the first 90 days after account opening. If you spend at least $500 but not quite $1,000, you will earn a $100 bonus.[1]
Earn up to 4% on purchases
When you register for Rewards Multiplier[5], you can earn up to an extra 1% on every credit card purchase based on the average balance you have in your checking and other deposit accounts. That means you can earn up to 4% on dining & entertainment purchases, 3% on gas & grocery purchases, and 2% on all other purchases[3]. Use our Rewards Multiplier calculator to see how much you could earn.
Prestige card rewards at a glance
Credit Card Control
Regions LockIt® gives you the power to customize how, when and where your credit card can be used.
Alerts to Verify Card Activity
If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
Visa Zero Liability Policy[6]
You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.
Interest rates and fees
- 0% introductory APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 18.24% - 28.24% variable APR based on your creditworthiness.
- 30.24% variable APR for cash advances.
- No annual fee.
- $10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
- $10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
- Late payment fee of up to $39.
- No foreign transaction fee.
- View Prestige Visa Signature Credit Card pricing details.
Card details
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- Special offer for new Prestige credit cards:
- Earn 3% on dining & entertainment purchases[3], including fast food.
- Earn 2% on gas and grocery store purchases[3].
- Earn 1% on all other purchases[3].
- Learn more about this Prestige card special offer.
- Cash back is earned in the form of Relationship Rewards points. This means that each purchase[3] will earn at least 1 Relationship Rewards point per $1 spent. Relationship Rewards can be redeemed for a direct deposit into a Regions account, a statement credit, travel, gift cards, and more. Learn more about Relationship Rewards.
- Earn a $200 bonus when you spend $1,000 in the first 90 days after account opening. If you spend at least $500, but not quite $1,000, you will earn a $100 bonus[1]. The bonus will be awarded at the end of the 90-day period.
- Earn even more when you register for Regions Rewards Multiplier[5] and maintain certain balances in your Regions personal checking and other deposit accounts. Use our Rewards Multiplier calculator to see how much you could earn.
- Special offer for new Prestige credit cards:
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- Regions LockIt® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
- May receive Term It® offers on qualifying purchases after intro APRs terminate.
- View and activate Regions Offers℠ in Online[7] and Mobile[8] Banking to earn cash back at select retailers.
- Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon
.[9] - Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
- Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay®, Google Pay™, Samsung Pay or LG Pay.[10]
- Option to use your card for overdraft protection on a Regions checking account.
- Customize your card with Regions YourPix Studio for only $10.
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- Visa Zero Liability Policy[6]
- Visa Signature Concierge Service
- Travel Accident Insurance
- Roadside Dispatch
- Lost Luggage Reimbursement
- Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Purchase Security
- Optional Year-End Summary Statement
- See complete list in Visa's Guide to Benefits.
Compare cards and rewards
Compare our credit cards side by side or use our rewards calculator to find the right rewards card for you.
Maximize your Rewards
Make the most of Relationship Rewards with the Regions Rewards Multiplier Program. Register for Rewards Multiplier and you can earn extra rewards on your Prestige Visa card purchases[3] when you maintain certain balances in your Regions Bank personal checking and other deposit accounts.
Use our Rewards Multiplier calculator to see how much you could earn.